An owner just requested records. The 10-day clock has started.
A day-by-day plan for answering condo and HOA records requests before damages begin.
ComingSince January 1, 2026, every Florida condominium association with 25 or more units needs an official records website. Here is what goes on it, how fast, and what happens if it doesn't.
Florida first required condominium websites for associations with 150 or more units. House Bill 1021 (2024) lowered that threshold to 25 units, with a compliance date of January 1, 2026. On that date, every condo association with 25 to 149 units came under the rule.
The count is units, not buildings. An association whose condominium has 25 or more units is covered, whether the units sit in one tower or in several low-rise buildings.
Homeowners' associations have a parallel duty under section 720.303(4), at 100 or more parcels, since January 1, 2025.
| Condominium associations | Homeowners' associations | |
|---|---|---|
| Statute | Fla. Stat. 718.111(12)(g) | Fla. Stat. 720.303(4) |
| Who must comply | 25 or more units, not a timeshare condominium (was 150 or more) | 100 or more parcels |
| In force since | January 1, 2026 · HB 1021 (2024) | January 1, 2025 · HB 1203 (2024) |
| Format | Website, web portal or app, with a protected section only owners and association employees can open | Website or app with a password-protected owner section |
| Third-party provider | Allowed | Allowed |
| Posting deadline | Within 30 days of receiving a record · HB 913 (2025) | CondoOS applies a 30-day window too |
| Records-request window | 10 working days · Fla. Stat. 718.111(12)(c) | 10 business days · Fla. Stat. 720.303(5) |
| Regulator | DBPR Division of Condominiums | Mainly enforced by owners through the courts |
FIG 1
General information about Florida law, not legal advice. Confirm with your association's attorney.
The statute lists the records that must be posted in digital form. Boards usually sort them into six groups:
Director certifications, and contracts in which a director or officer has a financial interest, are on the list too.
FIG 2
Posting is not a one-time project. When the association receives a new or updated record, the board has 30 days to post it (HB 913, 2025). Notice of a board meeting goes up at least 48 continuous hours ahead. Owner meetings, and board meetings on budgets or special assessments, need 14 days. Approved minutes and recordings of video-conference meetings stay online for the preceding 12 months.
The website notice is only part of the notice duty. Mailing or delivering notice to each owner, and posting it at the property, are still the association's job.
FIG 3
General information about Florida law, not legal advice. Confirm with your association's attorney.
That is where most boards slip. Launching the site is the easy part. Keeping up to 22 obligation types current every month, with volunteers who change every year, is the hard part.
An owner's written records request has to be answered within 10 working days. If it isn't, the law presumes, unless the association shows otherwise, that the failure was willful. The owner can then claim minimum damages of $50 a day for up to 10 days, starting on the 11th working day. The winning side in a lawsuit recovers its attorney's fees (section 718.111(12)(c)). Condo associations also answer to the DBPR Division of Condominiums.
FIG 4
General information about Florida law, not legal advice. Confirm with your association's attorney.
The good news runs the other way. A condominium association may answer an inspection request by directing the owner to the record on its website (section 718.111(12)(c), (g)). A complete site answers many requests before anyone has to ask. If you run an HOA, ask your attorney whether a link satisfies the request.
The statutes protect certain information, including Social Security and bank account numbers, medical records and personnel records. A website that posts the right document with the wrong page unredacted creates a different problem. That's why every upload needs a person to review it before it goes live.
Three habits keep a site current:
CondoOS builds the list from your association's type, unit count and number of stories. It reads the back file into its statutory slots for your review, and it runs the clocks.
FIG 5
No. The requirement in section 718.111(12)(g) applies at 25 or more units, other than timeshare condominiums. Smaller associations must still keep official records and provide access. Many post them anyway, because a posted record answers a records request.
Yes. For condominiums the statute accepts a website, a web portal or an app, as long as it has a protected section for owners.
Yes. The statute allows a third-party provider. The association remains responsible for what is posted.
Within 30 days of the board approving them. Approved minutes then stay online for the preceding 12 months.
Weekdays, excluding holidays. CondoOS counts them on the Florida state holiday calendar and lets associations add their own closures. The HOA statute says “business days”. Confirm with your attorney.
Florida first required condominium websites for associations with 150 or more units. House Bill 1021 (2024) lowered that threshold to 25 units, with a compliance date of January 1, 2026. On that date, every condo association with 25 to 149 units came under the rule.
The count is units, not buildings. An association whose condominium has 25 or more units is covered, whether the units sit in one tower or in several low-rise buildings.
Homeowners' associations have a parallel duty under section 720.303(4), at 100 or more parcels, since January 1, 2025.
FIG 1
General information about Florida law, not legal advice. Confirm with your association's attorney.
The statute lists the records that must be posted in digital form. Boards usually sort them into six groups:
Director certifications, and contracts in which a director or officer has a financial interest, are on the list too.
FIG 2
Posting is not a one-time project. When the association receives a new or updated record, the board has 30 days to post it (HB 913, 2025). Notice of a board meeting goes up at least 48 continuous hours ahead. Owner meetings, and board meetings on budgets or special assessments, need 14 days. Approved minutes and recordings of video-conference meetings stay online for the preceding 12 months.
The website notice is only part of the notice duty. Mailing or delivering notice to each owner, and posting it at the property, are still the association's job.
FIG 3
General information about Florida law, not legal advice. Confirm with your association's attorney.
That is where most boards slip. Launching the site is the easy part. Keeping up to 22 obligation types current every month, with volunteers who change every year, is the hard part.
An owner's written records request has to be answered within 10 working days. If it isn't, the law presumes, unless the association shows otherwise, that the failure was willful. The owner can then claim minimum damages of $50 a day for up to 10 days, starting on the 11th working day. The winning side in a lawsuit recovers its attorney's fees (section 718.111(12)(c)). Condo associations also answer to the DBPR Division of Condominiums.
FIG 4
General information about Florida law, not legal advice. Confirm with your association's attorney.
The good news runs the other way. A condominium association may answer an inspection request by directing the owner to the record on its website (section 718.111(12)(c), (g)). A complete site answers many requests before anyone has to ask. If you run an HOA, ask your attorney whether a link satisfies the request.
The statutes protect certain information, including Social Security and bank account numbers, medical records and personnel records. A website that posts the right document with the wrong page unredacted creates a different problem. That's why every upload needs a person to review it before it goes live.
Three habits keep a site current:
CondoOS builds the list from your association's type, unit count and number of stories. It reads the back file into its statutory slots for your review, and it runs the clocks.
FIG 5
No. The requirement in section 718.111(12)(g) applies at 25 or more units, other than timeshare condominiums. Smaller associations must still keep official records and provide access. Many post them anyway, because a posted record answers a records request.
Yes. For condominiums the statute accepts a website, a web portal or an app, as long as it has a protected section for owners.
Yes. The statute allows a third-party provider. The association remains responsible for what is posted.
Within 30 days of the board approving them. Approved minutes then stay online for the preceding 12 months.
Weekdays, excluding holidays. CondoOS counts them on the Florida state holiday calendar and lets associations add their own closures. The HOA statute says “business days”. Confirm with your attorney.
A day-by-day plan for answering condo and HOA records requests before damages begin.
ComingWhat section 720.303(4) asks of a homeowners' association, what to keep off the site, and how to count parcels.
ComingQuestions to ask every vendor, the red flags, and a scorecard your board can use.
Coming