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HOA website templates for Florida: the page-by-page structure the law expects

Leon GinsburgFounder & CEO, Sphere Inc.Published November 3, 202610 min read

HOA website templates are prebuilt page structures that an association fills with its own documents, and for a Florida association the useful ones are organized around the records the statute requires, not around a pretty homepage. A Florida condominium with 25 or more units must post a specific list of records under Fla. Stat. 718.111(12)(g), and a homeowners' association with 100 or more parcels must post a parallel list under Fla. Stat. 720.303(4)(b).

This article is for community association managers, volunteer board members and anyone rebuilding an association website in Florida. It gives you a free, page-by-page sitemap you can copy, shows which statutory item lives on which page, explains what must stay off the site, and compares a design template, a statute-mapped template and a managed records platform.

What should a Florida HOA website template include?

A Florida HOA website template should include a public area, a password-protected owner area and one clearly labeled place for every document type the statute lists. Three structural rules come straight from sections 718.111(12)(g) and 720.303(4)(b):

  • A protected owner section. The site needs a protected location the general public cannot reach, open only to owners and association employees. On a written request, the association must give the owner a username and password.
  • A conspicuous "Notices" location. Owner meeting notices go in plain view on the homepage, or on a subpage labeled "Notices" that is linked from the homepage and conspicuously visible.
  • Freshness, not just presence. For condos, a required record must go up within 30 days after the association receives or creates it, unless a shorter period applies.

If you want the full statutory background first, our plain-English map of Florida condo law and the companion explainer on Florida HOA laws cover where these duties sit in Chapters 718 and 720.

The free condo association website template: page by page

The template below is a sitemap: each line is a page with the statutory items it holds. Copy it into your site builder or a spreadsheet and treat every line as a slot that must hold a current document.

Public pages (anyone can see)

  1. Home. Association name, a short description, contact route for owners, and the link to "Notices".
  2. Notices. Upcoming owner meeting notices and agendas, and board meeting notices and agendas. Condo: 718.111(12)(g)2.m. and n. HOA: 720.303(4)(b)1.l. and m.
  3. Owner login. The entry point to the protected section, plus how to request access in writing.

Protected owner section (owners and association employees only)

  1. Governing documents. Declaration (condo) or declaration of covenants (HOA) with every amendment, bylaws with amendments, articles of incorporation with amendments, and current rules.
  2. Meetings. Condo only: approved minutes of board meetings over the preceding 12 months, and video recordings or links for meetings held by video conference over the preceding 12 months.
  3. Budgets and financials. Annual budget and any proposed budget for the annual meeting, the annual financial report, and any monthly income or expense statement to be considered at a meeting.
  4. Contracts and bids. List of executory contracts, and the list of bids received in the past year once bidding has closed. Condo: summaries of bids over $500 stay up for 1 year, or you may post the complete bids.
  5. Insurance. Current insurance policies.
  6. Board and conflicts. Each director's certification, contracts or transactions with directors or their financially interested entities, and conflict-of-interest documents.
  7. Building safety (condo). Milestone and other structural or life safety inspection reports, the most recent structural integrity reserve study (SIRS) if applicable, building permits for ongoing or planned construction, and required affidavits.
  8. Meeting documents. Any document to be voted on at an owner meeting, or listed on its agenda, at least 7 days before that meeting.
  9. Records policy (HOA). The written rules on how official records are retained and for how long, which 720.303(4)(c) says must be made available through the website or app.

A design template supplies colors and navigation; this list supplies the content contract. Our gallery of HOA and condo website examples shows how real associations lay out these same pages, including patterns that fall short.

How do the condo and HOA templates differ?

The condo and HOA templates share most pages, but the condo list is longer and more time-bound. The table summarizes the differences that change your sitemap.

ItemFlorida condo (718.111(12)(g))Florida HOA (720.303(4)(b))Template impact
Who must have a siteCondominiums with 25 or more units, other than timeshareAssociations with 100 or more parcels, since January 1, 2025Count units or parcels before you build
Approved board minutesRequired for the preceding 12 monthsNot on the posting listCondo template needs a "Meetings" page
Video meeting recordingsRequired for the preceding 12 monthsNot on the posting listCondo only
Inspection reports and SIRSRequiredNot on the posting listCondo "Building safety" page
Records retention policyNot on the posting listMust be available through the siteHOA "Records policy" page
Owner meeting notice14 days before, in plain view or on "Notices"14 days before, in plain view or on "Notices"Same page for both

Our explainer of Fla. Stat. 718.111 walks through the condo official records list item by item, including retention periods.

What must stay off a condo or HOA website?

Protected personal information must stay off the website, even inside documents the statute requires you to post. Section 718.111(12)(g)3. requires the condo association to ensure that records owners may not access are not posted, and to redact protected information before posting required documents. Section 720.303(4)(b)4. imposes the same duty on HOAs.

Build a redaction check into the template itself:

  • Personal identifiers. Social Security numbers, driver license numbers, credit card numbers, email addresses, telephone numbers, fax numbers and emergency contact information are listed as not accessible to owners.
  • Privileged and personnel material. Attorney-client and work-product records, personnel records of association or management company employees, and medical records stay off.
  • Transfer, gate and security data. Information gathered to approve a sale or lease, guest visit data in gated HOAs, and passwords stay off.

Both statutes limit liability to disclosures made with "knowing or intentional disregard" of the protected nature of the information. That is a defense, not a workflow, so add a review step before anything is posted.

How do you build an association website from a template? A 6-step process

You build a compliant association website by mapping documents to statutory slots first and choosing a design second.

  1. Confirm the threshold. Count condo units or HOA parcels from the declaration and plat, and ask your attorney to confirm which statute applies.
  2. Copy the sitemap. Create every page in the template above, even if a page starts empty. An empty, labeled slot is visible; a missing page is not.
  3. Inventory the back file. Gather governing documents, budgets, policies, contracts and reports, and record the date each one was received or created.
  4. Redact before upload. Check every file against the protected-information list and have a second person confirm before it goes into the owner section.
  5. Set the posting clock. For condos, track the 30-day posting window for each new record and the 12-month rolling window for minutes and recordings.
  6. Review monthly. Compare the site against the list, remove expired items such as old policies, and note what was posted and when.

Step 6 is the one most associations skip, and a site that was complete in January drifts by June.

Are free HOA website templates good enough?

Free HOA website templates are good enough for design, and rarely enough for compliance. They give you a homepage, a contact form and maybe a document library, but not Florida's lists. Here is a fair way to compare the three approaches you will find:

  • Free design template. Low or no cost and quick to launch. Whether it has a protected owner section depends on the builder, and it does not know which documents Florida requires, track deadlines or check for protected information.
  • Statute-mapped template (like the sitemap above). Free apart from your time. It tells you exactly what belongs on each page, but deadlines live in a calendar or spreadsheet, redaction is manual and proof of posting is whatever notes you keep.
  • Managed records platform. A subscription. The owner section, the required-document list, deadline reminders, a review step and a dated log of what was posted come built in.

A design template is less useful when the board turns over often or a manager juggles many communities, because the knowledge of what is missing lives in someone's head. Even a perfect sitemap does not count the 48 continuous hours a condo board notice must be posted under section 718.112(2)(c), ask the board to approve minutes before they go public, or prove when a record went up. Our overview of HOA and condo management software explains where a records platform fits next to accounting tools. For a quick outside view of your current site, the free Compliance Check reads your public pages in about a minute and scores what an owner can find.

How CondoOS approaches association website templates

CondoOS treats the statute's list as the template. Obligations are generated from the association's type, unit count and number of stories; our platform page lists 22 obligation types for condos of three or more stories and 14 for HOAs. Each one becomes a slot on the association's records website. Documents move from uploaded to approved to published, with one or two approvers set per association, and files flagged for Social Security or bank account numbers cannot be approved until a reviewer confirms redaction. A readiness score with a "Why not 100?" view shows which slots are missing or late; how the readiness score works explains the method, and it reflects workflow status, not a legal determination. Our published guide to Florida condo website requirements covers the posting rules in more depth.

Frequently asked questions

What is the best HOA website template for a Florida association?

The best HOA website template for a Florida association is one organized around the statutory posting list, not around design. It needs a public "Notices" location, a protected owner section and a labeled slot for each required record, from governing documents to insurance policies. Any site builder can host that structure if you configure the login and keep each slot current.

Yes, a Florida condo association website needs a protected section. Section 718.111(12)(g) requires a subpage, portal or other protected location that the general public cannot reach and that only unit owners and association employees can access. On an owner's written request, the association must provide a username and password to that section.

Yes, a Florida HOA can use an app instead of a website. Section 720.303(4)(b) allows the documents to be posted on a website or made available through an application that can be downloaded on a mobile device. The app still needs a protected area limited to parcel owners and association employees, and the same posting list applies.

No, the Florida HOA website list in section 720.303(4)(b) does not include meeting minutes. Minutes remain official records that HOAs must keep for at least 7 years and make available on request. Condominiums are different: section 718.111(12)(g) requires approved board minutes for the preceding 12 months on the site.

A required record must appear within 30 days after the condo association receives or creates it, unless a shorter period applies. Notices follow their own clocks: owner meeting notices go up 14 days before the meeting, and board meeting notices must be posted no later than the date notice is required under section 718.112(2)(c).

Free HOA website templates are not compliant or noncompliant on their own; compliance depends on what you post and when. Most free templates lack a statutory page map, posting deadlines and a redaction step, so the association must add those itself. Use a free template for design and a statute-mapped sitemap for content.

Sources

This article is general information about Florida law, not legal advice. For a decision about your association, talk to a Florida-licensed attorney.

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